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# Ragapay
- URL: https://entrepreneurplus.co.uk/startups/ragapay/
- Published: 2026-10-15T13:08:35.000Z
- Updated: 2026-10-15T13:08:35.000Z
- Description: Payment gateway that lets businesses accept card, mobile wallet and crypto payments, with business IBAN accounts for international transfers.
- Author: Editorial Desk
- Tags: #ep-startup

Payment gateway that lets businesses accept card, mobile wallet and crypto payments, with business IBAN accounts for international transfers.

- Fintech
- London

Sector

Fintech

Stage

Undisclosed

Based in

London

Founded

2019

Funding raised

Undisclosed

Website

[ragapay.com](https://ragapay.com/?ref=entrepreneurplus.co.uk)

Ragapay runs a payment gateway for merchants that want to take payments from customers in several countries. Its services cover Visa and Mastercard card processing, Apple Pay and Google Pay acceptance, crypto payments including fiat-to-crypto conversion, and business IBAN accounts that support SEPA and SWIFT transfers. It also offers PCI DSS compliance services.

The company emphasises quick merchant onboarding and approval, round-the-clock support, fraud protection and tools for monitoring and managing chargebacks and disputes. Its listing tags point to a focus on high-risk merchant accounts, a segment that conventional acquirers often decline. Businesses sign up through an application process on the website and are subject to a customer acceptance policy.

[LinkedIn](https://www.linkedin.com/company/ragapay/?ref=entrepreneurplus.co.uk) · [X (Twitter)](https://x.com/Ragapay%5FPSP?ref=entrepreneurplus.co.uk)

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