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# Zopa
- URL: https://entrepreneurplus.co.uk/startups/zopa/
- Published: 2026-11-03T14:46:35.000Z
- Updated: 2026-11-03T14:46:33.000Z
- Description: Peer-to-peer lending pioneer turned licensed digital bank with over 2 million customers.
- Author: Editorial Desk
- Tags: #ep-startup

Peer-to-peer lending pioneer turned licensed digital bank with over 2 million customers.

- Fintech
- Series B+
- London

Sector

Fintech

Stage

Series B+

Based in

London

Founded

2005

Funding raised

£530m+ (company figure, September 2023;

Website

[zopa.com](https://www.zopa.com/?ref=entrepreneurplus.co.uk)

Zopa launched in 2005 as the world's first peer-to-peer lending platform and in 2020 became a fully licensed UK bank, winding down P2P to focus on its own balance sheet. Zopa Bank offers personal loans, car finance, credit cards, savings and a current account. The company reports more than 2 million customers, over £13bn lent to date and more than £5bn in savings under management, and has been profitable since 2023\. It is backed by investors including IAG Silverstripe, Softbank Vision Fund 2 and A.P. Moller Holding, which led an €80m-plus equity round in December 2024; Zopa itself reported £530m raised by September 2023\. Jaidev Janardana is chief executive, and the bank is based in Canary Wharf, London.

## Team

- **Jaidev Janardana**, Chief Executive Officer

[LinkedIn](https://www.linkedin.com/company/zopa/?ref=entrepreneurplus.co.uk) · [X (Twitter)](https://x.com/zopa?ref=entrepreneurplus.co.uk)

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