Zopa
Peer-to-peer lending pioneer turned licensed digital bank with over 2 million customers.
- Fintech
- Series B+
- London
- Sector
- Fintech
- Stage
- Series B+
- Based in
- London
- Founded
- 2005
- Funding raised
- £530m+ (company figure, September 2023;
- Website
- zopa.com
Zopa launched in 2005 as the world's first peer-to-peer lending platform and in 2020 became a fully licensed UK bank, winding down P2P to focus on its own balance sheet. Zopa Bank offers personal loans, car finance, credit cards, savings and a current account. The company reports more than 2 million customers, over £13bn lent to date and more than £5bn in savings under management, and has been profitable since 2023. It is backed by investors including IAG Silverstripe, Softbank Vision Fund 2 and A.P. Moller Holding, which led an €80m-plus equity round in December 2024; Zopa itself reported £530m raised by September 2023. Jaidev Janardana is chief executive, and the bank is based in Canary Wharf, London.
Team
- Jaidev Janardana, Chief Executive Officer
More startups in the directory
Fyxer
AI executive assistant that organises inboxes, drafts email replies and takes meeting notes.
Flo Health
Women's health app for period, cycle and pregnancy tracking with nearly 70m monthly users.
9fin
AI-native data and analytics platform for the global debt capital markets.
Tide
Business banking and admin platform for SMEs, serving over 2 million members in the UK, India and Europe.
Thought Machine
Cloud-native core banking platform (Vault) used by tier-one banks and challengers worldwide.
Quantexa
Decision-intelligence platform for financial crime, risk and customer data used by major banks and governments.
Subscribe to Newsletter
UK startup news, founder stories and funding insight, straight to your inbox every week. Free.